Car Accidents – what benefits may you be entitled to?

Car Accidents – what benefits may you be entitled to?

Nobody plans on getting into a car accident. But, unfortunately, sometimes it happens. Hopefully if it does there is minimal damage to both you and your car. But if the accident is more serious you may end up injured. As a result of your injuries there may be time missed at work, physical rehab required and a period of immobilization. While your insurance plan will cover the cost of repairing your car or buying a new one, what about you? Loss of wages, medical expenses and the need for help around the house can all add up. With no money coming in and lots going out, you could end up in serious financial trouble, possibly even bankrupt.

car accident Nissan Sentra Flip Over

But fear not, because there are certain benefits that you are entitled to when you get into a car accident and a personal injury lawyer can help ensure that you get them.  And the great thing about personal injury lawyers is that they usually have a no win no fee approach to payment. This means that if they don’t win you your benefits, you don’t have to pay them. Not only is this easier on your pocket book, but it gives you the security of knowing that they will work hard to get you your benefits.

car accident drunk driving Silver Toyota RAV 4

And what, exactly, are those benefits? Well, there are several that may be available to you and they cover everything from lost wages to maintaining your home and can mean the difference between continuing to live as you are used to and having to file for bankruptcy.  Here is a breakdown of the benefits you may be entitled to:

Medical and rehabilitation benefits

This helps with any medical cost you may accrue along with any rehabilitation that may be required to help you heal. If you are in the hospital you may also be entitled to money to help pay for family members to visit during your treatment and rehabilitation, including mileage and accommodations.

Caregiver benefits

If you are a caregiver and your injuries mean that you can no longer complete your care giving tasks, then you may qualify for caregiver benefits.

car accident Jeep Wrangler offroad Crash

car accident audi a4

Income replacement benefits

If, within two years of the accident, you can no longer work as a result of your injuries, you may qualify to receive income replacement every two weeks.

Non-earner benefits

If you don’t qualify for income replacement but your caregiver benefits have run out, you may be entitled to non-earner benefits. If you were a student at the time of your accident but were not employed you may also qualify. As a student you may also receive compensation for lost time at university or college.

Attendant care benefits

If your injury requires someone to come in and help you with daily living, including feeding, transportation and aiding with your medication, then you could be entitled to attendant care benefits to help offset the cost of hiring someone.

car accident yellow dodge neon

car accident bmw x5 deer crash

Housekeeping benefits

These benefits can be paid out to help you with household expenses associated with daily upkeep.

Home maintenance benefits

These benefits help with anything that you may need to do to your house to maintain it. These can sometimes be joined or doubled up with housekeeping benefits.

Even if you are at fault, you may be eligible for general accident benefits that can help you with some of the cost associated with the accident.  If you are in an accident, regardless of whose fault it is, you should get in contact with a personal injury lawyer. They will be able to help you figure out which benefits you should apply for and ensure that you get them.

Chris Bennett is an expert in the insurance industry and is a writer for a Fort Lauderdale auto accident attorney.  In his off time, he likes to spend time with his family and work on his cars.

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  1. Those accident pictures look pretty gnarly. Personally I would not bother getting a lawyer and going through the whole process unless it was a serious accident and I was seriously hurt. Some people will get a lawyer for really minor accidents and to me that’s a waste of time.